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What is an Umbrella Policy? – Aurora CO

Hi, we’ve been getting a lot of calls about umbrella policies. What is an umbrella policy, and what does it cover? Well, it’s designed to extend the liability limits of the underlying policy.
For example, on the auto, let’s say you carry $300,000 for bodily injury to others. A $1 million umbrella would provide you a total of $1.3 million, for example, in the event that you injure somebody. It kicks in after the policy limits are exceeded.
An example on the home, your family driveragent plus register key liability protection is what covers you. So let’s say your dog gets loose and bites somebody or bites the neighbor dog and you’re sued. That would be covered under your family liability protection, and an umbrella policy would kick in if those limits are exceeded.
You’re burning leaves and the embers blow and catch the neighbor’s house on fire. Again, family liability protection on the home would kick in. If you have an umbrella, you would have another $1 million, for example, on top of that to pay for any lawsuits. electrax vst free download crack
Defamation is also covered. If you leave a negative review and somebody doesn’t like your review and they sue you, if you’re on Facebook and you say the wrong thing about somebody and they end up suing you, that would also be covered as well.
An umbrella policy is really there to protect your assets in the event that you’re sued. If your assets exceed the limits that are built into your auto or your home policy, you really need to talk to your agent about an umbrella policy. indiafont v3 crack An umbrella policy starts around $1 million dollars and adobe photoshop cs5 extended serial number crack  can go up to $10 million, and they’re relatively inexpensive. So please talk to your agent and see if an umbrella is right for you. Thanks. security monitor pro 5.46 crack

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Call Conaway Insurance Agency in Aurora CO at (303) 752-1441

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