Hi guys, this is Joe over at Patrick Conaway Allstate office. I’m here to answer the question, why life insurance for babies?
Number one is going to be it guarantees insurability. I’m going to start with a personal story. When I was 18 years old, I got diagnosed with type download visual studio 2017 enterprise full crack one diabetes, I wasn’t able to get life insurance after that because it’s so unaffordable. But, the good news is my parents got me a universal life insurance policy when I was just a baby. And because of that, it guaranteed my insurability. And so now when I got married I was able to add coverage to that. I’m about to have a baby and I can add coverage then. And I get the option to add coverage every three years. So it’s really important to protect that guaranteed insurability, you’re never healthier than you are today.
And then the other reason I like it is it builds up cash value. So over time you’re paying into the premiums, it’s accumulating a silhouette v6 crack cash value. And you never know what life holds, maybe you’re paying for your own wedding or you want to buy a house. And if nothing happens, your kids still healthy when they become 18, it’s their policy and they get the option, they can take that cash value and apply it to one of those things. So those are why I like to get UL policies for babies is because it guarantees your insurability and it builds up a cash value. Thanks so much and I hope you have a great day.
Call Conaway Insurance Agency in Aurora CO at (303) 752-1441
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